M. L. has 18 years experience in public finance, four of which were in the bond department of nationally recognized bond counsel firms, namely Orrick, Harrington & Sutcliffe (San Francisco) and Koutak Rock & Campbell (Omaha). In addition M.L. is a former senior bond attorney and contract partner with the law firm of Adorno & Zeder. M.L. is a former law clerk to the Honorable Damon J. Keith, U.S. Court of Appeals for the Sixth Judicial Circuit and has been engaged in the private practice of law since 1981.

M.L. graduated from Alabama State University summa cum laude. She earned a Juris Doctorate (cum laude ) from Howard University School of Law. She is a former Executive Director of the District of Columbia Housing Finance Agency.

During her tenure, the D.C. Housing Finance Agency issued a record $300 MILLION DOLLARS investment grade tax - exempt securities and was featured in the Municipal Bond Buyer's Weekly in acknowledgment of the Agency's pioneering of a new credit enhancement facility. She is a former Executive Director of the District of Columbia Housing Finance Agency.